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DO YOU QUALIFY?
Get a Free Estimate Today!
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YOU QUALIFY!!!
*Please note that this service is only available in Toronto and surrounding areas only.
Amount of Unsecured Debt?
$5,000
$250,000
Amount:
$
  • Reduce it to $8,750
  • Your monthly payments will be $146 for 5 years.
  • Interest will be zero
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*Final results may vary based on family income and assets.

*Please note that this service is only available in Toronto and surrounding areas only.
Monthly take home income
$
*Please note that this service is only available in Toronto and surrounding areas only.
Do you Own a Property?
*Please note that this service is only available in Toronto and surrounding areas only.
Property value?
$1000
$1,000,000
Value Amount:
$
Proceed
*Please note that this service is only available in Toronto and surrounding areas only.
Mortgage balance?
$1000
$1,000,000
Balance Amount:
$
Proceed
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*Please note that this service is only available in Toronto and surrounding areas only.
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You can one day be debt free with the help of EmpireOne credit. Fill out and submit "Get a free quote" form. All information you submit is always kept confidential. We want you to feel confident in your options and reduce your fears and frustrations as you move towards financial freedom.

We Can Help With

Loans and Line of Credit Debt

Loans and Line of Credit Debt

Buried under a mountain of bank loans? Significant Line of Credit debt? We can help you to reduce or eliminate your debt.
Credit Card Debt

Credit Card Debt

Are you making minimum payments on your high interest credit card debt, or missing payments altogether? We can help you to reduce or eliminate your credit card debt and stop the interest.
Payday Loans

Payday Loans

Payday loans may seem like a good idea, but the interest rates are very high. Leaving you with a large debt to repay. We can help you stop the interest and eliminate payday loans.


Tax Debt

Tax Debt

Do you owe tax debt to CRA? We can help you reduce or eliminate your tax debt. Let us help you deal with CRA.
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Collection Calls

Are you being harassed by creditors and collection agencies? Are you annoyed and stressed out by the constant calls, day and night? We can help you put an end to those calls.
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Wage/Bank Account Garnishment

We can help you put a stop to your wage garnishment. We can also help you stop your bank account from being garnisheed.

About us

EmpireOne Credit is dedicated to helping clients in the Greater Toronto Area who are struggling with debt and financial hardship. EmpireOne Credit’s passion is derived from the knowledge that the situation isn’t always as bad as it seems. Through credit counselling, EmpireOne guides their clients toward the best options possible, whether that is a debt consolidation, a consumer proposal or declaring bankruptcy.

Regardless of the path taken, EmpireOne Credit is proud to help clients every step of the way.

Our Office In Toronto

Call Us For Free Consultation

(416) 900-2324

FAQs

Debt consolidation is a form of debt refinancing taking one loan out to pay off many others. It doesn’t erase the original debt amount but transfers the amount to a different lender or type of loan. Multiple debts are combined into one, with one monthly payment that includes a lower interest rate, making this easier to pay off the debt consolidation sooner. A debt consolidation is used as a tool to deal with student loan debt, credit card debt, and other liabilities.

Debt Consolidation is a personal loan you apply for in an amount that will pay off all or some of the existing debts that you wish to get paid. The lender will review your credit and verify your income to ensure your qualification. Once the lender approves your loan, the interest rate will be set based on your credit score. The money from the loan will be used to pay off all or some of your existing debts. It can make your life easier as you only have to repay the consolidation loan with a one monthly payment.

Debt consolidation involves taking out one big loan to pay off many small loans while in a consumer’s proposal, it takes care of all unsecured debts, reduces the debt amount, and having to pay only one low monthly payment, stopping all interest.

While debt consolidation lowers or eliminates your debt, it has a positive impact on your credit score, too. Beyond helping you reduce your number of monthly payments into one payment that is more manageable to keep you on track by not missing any payments that helps to build your credit score.