3 Money Saving Tips for Christmas Holidays
If the holiday season usually leaves you out of pocket and feeling like you spent more time and money battling the crowds than relaxing with friends and loved ones, why not simplify things this year?
Here are some quick and easy tips to help you enjoy the holiday season without breaking the bank:
1. Have a pre-Christmas clean up
Spend a few hours cleaning out anything you no longer need around the house, like clothes, books, jewelry, furniture, etc. You could sell these items online, hold a garage sale, or find a local buy-swap-sell.
They say that one person’s trash is another’s treasure so, as well as pocketing a few extra dollars, you might just end up making someone else’s Christmas extra special.
2. Make a list and check it twice
Make lists of the things you need to buy and the food you need to prepare for the festive season. Having lists will help you plan your spending and keep you on track.
3. Be careful using your credit card
If you don’t have the cash to pay for your Christmas items up-front, you may be tempted to use your credit card. Although this is a convenient way to get the things you need now, that convenience can cost you dearly if you find yourself still with Christmas debt well into 2019.
If you’re looking for a credit counsellor in Toronto, get a quick assessment with us today or call us at 416.900.2324. We will help you develop a plan, reduce your interest costs and get out of debt over time.